Frequently
Asked Questions
Who is LosAngelesMortgage.com?
LosAngelesMortgage.com is a local online
loan and realty services exchange. LosAngelesMortgage.com
connects consumers to local lenders who compete for your business,
and local Los Angeles Realtors who can help you find a home
that's perfect for you. LosAngelesMortgage.com provides one
local stop destination for your home loan needs and finds
the right loan or home that's perfect for you.
How do you get banks to compete
for my business?
We work with over 15 banks that offer literally
hundreds of mortgage products. We present your information
to up to three banks and then a broker presents these quotes
to you. Different banks have different products and requirements.
Depending on your specific situation, each bank’s products
may offer varying advantages and rates.
Will you share or sell my information?
Your personal privacy and the security
of personal data are extremely important. LosAngelesMortgage.com
believes that you should be aware of what we do with your
personal information. Our overall privacy policy is simple.
LosAngelesMortgage.com will never sell or share any personal
information about you to or with any person or organization
except to our authorized agents, or as required by law or
court order.
Who are your Lenders?
Our banks and Realtors are very well known,
well respected and known in Southern California. They are
familiar with the region and typically close to your home.
Our Lenders are either headquartered in Los Angeles or have
several branches and/or staff in Los Angeles. Local lenders
providing you with local service.
How safe and protected will my information
be?
LosAngelesMortgage.com uses the highest
security SSL technology available on the Internet to ensure
that your information remains totally confidential and secure.
Do you have Lenders who can help
if I have poor credit?
Yes. We have Lenders who specialize in
helping borrowers with perfect credit and less-than-perfect
credit. We will do our best to find you Lenders with the best
rate possible.
How does LosAngelesMortgage.com
get paid?
LosAngelesMortgage.com does not charge
you, the consumer, any fees for this quote service. You will
be responsible for paying the loan processing and closing
costs and any other fees. We are simply a broker between you
and the Bank that you choose and are paid when a loan closes.
If I live outside Los Angeles County,
can I use LosAngelesMortgage.com to find a loan?
Yes, we focus on servicing local Los Angeles
County customers, however our lenders can provide loans outside
Los Angeles County.
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